How to Download Your Credit Report
A complete step-by-step guide to download your free credit report from Experian India
Step-by-Step Process
Follow these simple steps to get your free credit report from Experian
Visit Experian India
Go to the official Experian India Website
Navigate to the credit report section and click on “Get Your Free Credit Report”.
Visit Experian WebsiteSignup with Mobile Number
Enter your 10-digit mobile number and verify it with OTP
Make sure to use the mobile number linked to your bank accounts and credit cards. You'll receive an OTP for verification.
Verify Your PAN Card
Complete the identity verification process using your PAN card
Experian will verify your identity using your PAN card details to ensure the credit report is accessed by the right person.
Access Your Report
Once verified, you can immediately view your credit report
Your report will include your credit score, payment history, and account details.
Download & Review
Download the PDF version and carefully review all information
Check for any errors or discrepancies that might affect your credit score.
What's Included in Your Credit Report
Credit Score
Your numerical credit rating (300-900)
Payment History
Record of all your loan and credit card payments
Account Details
Information about all your credit accounts
Credit Inquiries
List of recent credit applications and inquiries
Important Tips
Check for Errors
Review all information carefully and report any discrepancies
Keep It Secure
Never share your credit report with unauthorized parties
Regular Monitoring
Check your credit report at least once a year
Free Service
Experian provides one free credit report per year
Need Help Understanding Your Credit Report?
Our experts can help you analyze your credit report and plan your debt settlement strategy